Position: Home > Articles > Operation Mechanism, Prominent Problems and Policy Integration Space of “Insurance & Futures” Pilots in Managing Price Risks of Local Agricultural Products
Issues in Agricultural Economy
2022
(1)
114-127
“保险+期货”服务地方优势特色农产品价格风险管理——运行机制、突出问题与政策融合空间
作 者:
徐媛媛;李剑;王林洁
单 位:
郑州商品交易所博士后科研工作站;华中农业大学经济管理学院
关键词:
地方优势特色农产品;“保险+期货”;风险管理效应;政策性农险
摘 要:
本文在对"保险+期货"服务地方特色农产品价格风险管理的运行机制进行理论论证的基础上,总结了现阶段影响"保险+期货"模式的六大突出问题——产品标准化、倒向型定价、对冲磨损、资金来源、基差风险和规模效应。进一步地,以白糖(糖料蔗)价格指数保险试点为案例,剖析了"保险+期货"与政策性农险相融合的发展空间,阐释了"保险+期货"项目在提升边际报酬和资金利用效率方面的改进方式和途径。基于此,本文总结并提出以"强化微观主体基础、扩大财政空间增量、健全配套期货工具、营造宏观制度环境和完善效应评价体系"为重点的"保险+期货"发展方向和建议。
译 名:
Operation Mechanism, Prominent Problems and Policy Integration Space of “Insurance & Futures” Pilots in Managing Price Risks of Local Agricultural Products
作 者:
XU Yuanyuan
;LI Jian
;WANG Linjie;
关键词:
Local agricultural products;;“Insurance & futures”;;Risk management effect;;Policy-based agricultural insurance
摘 要:
Based on the operating mechanism of “insurance & futures” project which is applied to the price risk management of local agricultural products, this paper summarizes six problems of this project, i.e.,product standardization, reverse pricing, costly hedging, funds supporting, basis risks and scale effects.Taking the pilot of sugar(sugarcane) price index insurance as an example, the paper analyzes the integration efficiency of “insurance & futures” project and policy-based agricultural insurance, and explains the approaches to improve the marginal return and fund utilization efficiency of the “insurance & futures” project.Thus, this study highlights the development direction and paths of “insurance & futures” project with the focus of strengthening the micro-entities, expanding the financial investment, improving futures tools supported, promulgating the related policies, and improving the effect evaluation system.