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Position: Home > Articles > Credit Constraint and Fishery Development:Based on 1359 Survey Questionnaires of Aquaculture Households Issues in Agricultural Economy 2012 (08) 86-91+113-114

信贷约束与渔业发展——基于1359户养殖户调查数据

作  者:
谭焱良;陈洁;罗丹
单  位:
中南大学;中央农村工作领导小组办公室;农业部农村经济研究中心
关键词:
信贷约束;渔业发展;金融服务;养殖户
摘  要:
本文利用国家大宗淡水鱼类产业技术体系产业经济功能研究室水产主产区1359份养殖户调查问卷与访谈资料,对渔业信贷状况进行调研分析表明,尽管近年来渔业获得的金融服务明显加强,但正规金融渠道尚不畅通,信贷约束非常明显,且主要依赖于民间借贷;养殖户诚信水平较高、资金缺口大、信贷需求强烈;加强渔业信贷支持显得很迫切,应将渔业作为金融支持优先领域。
译  名:
Credit Constraint and Fishery Development:Based on 1359 Survey Questionnaires of Aquaculture Households
作  者:
TAN Yanliang,CHEN Jie and LUO Dan
摘  要:
Based on 1359 questionnaires and interview data from Industrial Economy Research Division of Technological System for National Main Freshwater Fishery Varieties,this paper conducts an empirical analysis on fishery credit.Despite the financial service has been enhanced evidently in recent years,the formal financial channel still is not smooth.At present,folk credit plays a primary role and the credit constraint is still very evident.The aquaculture household is worth trust,short of fund especially and needs large amount of loan.Under this circumstance,it is very urgent to strengthen fishery credit service.This paper puts forward the necessity of taking the fishery as the priority of financial support and several crucial policy recommendations.

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