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Position: Home > Articles > Cooperation and Reformation of Rural Credit Union in Our Country Journal of Beijing University of Agriculture 2004,19 (4) 16-19

合作制与我国农村信用社的改革研究

作  者:
匡远配;李瑞芬
单  位:
中国农业科学院研究生院;北京农学院经贸系
关键词:
合作制;农村信用;信用合作社
摘  要:
在我国,信用社改革模式的多元化是公认的,用完全统一的模式去推行农村信用社的改革自然是不合理的,也是很难取得成功的。根据我国信用社改革具有的区域性和阶段性特征,每个时期、阶段所采取的模式应该符合相应的区域经济发展水平。在分析农村信用社合作制名不副实的基础上,笔者认为,考虑到我国国情、农民、信用社身份和农村区域经济发展现状,合作制是绝大多数农村信用社(特别是中西部)改革的一个理想模式。同时,还从成本角度分析了信用社合作制模式的困难,得出一些建议性结论。
译  名:
Cooperation and Reformation of Rural Credit Union in Our Country
作  者:
KUANG Yuan-pei~1 , LI Rui-fen~2(~1Chinese Academy of Agricultural Sciences,;Graduate School, Beijing 100081;~2 Beijing Agricultural College , Beijing 102206)
关键词:
cooperation; rural credit ; credit union
摘  要:
In China, Multi-models of Rural Credit Union reformation is recognized. It is not rational to promote Rural Credit Union reformation by a unity model, and it is also difficult to succeed. Basing on its Regional and phase characteristics, Model in each period and each phase should accord with the level of economic development in the region. After analysising unworthy of the name of rural credit union, authors think that cooperation is a perfect model for Rural Credit Union(special for middle and west region) in cording to national condition、 farmers、identity of Rural Credit Union and rural regional economic development conditions. We also analysis difficulties of Rural Credit Union reformations from cost angle and get some conclusion for suggestion.

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