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Position: Home > Articles > The Correlation among Xinjang Rural Formal Finance,Informal Credit and Rural Economic Development Hubei Agricultural Sciences 2012,51 (21) 4933-4937

新疆农村正规金融、民间借贷与农村经济发展的关联性

作  者:
黄文胜
单  位:
乌鲁木齐职业大学
关键词:
农村正规金融;民间借贷;农村经济发展;新疆
摘  要:
新疆农村经济的快速发展对资金需求日益增加,农户及其他经营实体所需的大量资金完全靠自身积累不可能得到满足,需要大量外部资金的注入和支持,而新疆较低的财政自给率和农村正规金融抑制,客观上形成了对民间借贷的制度性需求。作者将正规金融与民间借贷视为一个完整的农村金融生态,再考虑财政支农的因素,运用灰色关联分析方法,探求农村正规金融、民间借贷及农村经济发展的内在关联。
译  名:
The Correlation among Xinjang Rural Formal Finance,Informal Credit and Rural Economic Development
作  者:
HUANG Wen-sheng(Urumqi Vocational University,Urumqi 830002,China)
关键词:
rural formal finance;informal credit;rural economic development;Xinjiang
摘  要:
The demand for capital is increasing with the development of economy in Xinjiang rural area and it can not be met fully relying on its own capital accumulation.Consequently,it is necessary for substantial infusion of external funding.However,the self-sufficiency rate of finance is low and the rural formal finance is repressed,resulting in the demand for informal credit.Considering formal finance and informal credit as a whole and financial supporting to agriculture,the effect of formal finance and informal credit on rural economic development using gray correlation analysis was studied.

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