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Position: Home > Articles > Construction of a New Rural Finance Pattern through Bank-Insurance Cooperation Journal of Anhui Agricultural Sciences 2011,10 (10) 524-526

银保合作构建农村金融新模式研究

作  者:
李鑫;王源
单  位:
中华女子学院金融系;兰州商学院金融学院
关键词:
农业保险;农村信贷;银保合作;农村金融
摘  要:
农村信贷、农业保险是农村金融体系构成中的重要组成部分,将二者相结合,能够扬长避短、最大化地发挥二者的优势,同时对农村信贷机构、保险机构和农户三者的利益起到相互促进的作用。通过分析我国农业保险和农村信贷的现状及发展困境和二者间的联动关系、二者互动模式构建的障碍,提出银保合作各个时期可选择的合作模式,以期为构建我国农村金融新模式提供参考。
译  名:
Construction of a New Rural Finance Pattern through Bank-Insurance Cooperation
作  者:
LI Xin et al(Department of Finance,China Women's College,Beijing 100101)
关键词:
Agricultural insurance;Rural credit;Bank-insurance cooperation;Rural finance
摘  要:
Rural credit and agricultural insurance are the important component pars of rural financial system,their combination could minimize their weaknesses and play their strengthens into full use,as well as benefit the rural credit agency,insurance institutions and farmers.Through analyzing the development status and difficulties of agricultural insurance and rural credit as well as the obstacles in building the interactive mode between them,the modes available for each stage of bank-insurance cooperation were put forward,aiming to provide references for constructing the a new rural finance pattern.

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