当前位置: 首页 > 文章 > A test on adverse selection of farmers in crop insurance: Results from Inner Mongolia, China 农业科学学报 (英文) 2017,16 (2)
Position: Home > Articles > A test on adverse selection of farmers in crop insurance: Results from Inner Mongolia, China Journal of Integrative Agriculture 2017,16 (2)

A test on adverse selection of farmers in crop insurance: Results from Inner Mongolia, China

作  者:
Zhao Yuan-feng;Chai Zhi-hui;Delgado, Michael S.;Preckel, Paul V.
单  位:
Purdue Univ, Dept Agr Econ, W Lafayette, IN 47907 USA;Inner Mongolia Agr Univ, Coll Econ & Management, Hohhot 010010, Peoples R China
关键词:
crop insurance;farmers;adverse selection
摘  要:
Adverse selection is an operating risk of crop insurance. Based on survey data on crop insurance collected by questionnaires in Inner Mongolia, China, the paper uses non-parametric analysis and econometric models to estimate the relationship between conditions for crop production and farmers' insurance decision in order to test the existence of farmers' adverse selection. The results show farmers' adverse selection does exist, but settling a claim by negotiation and premium subsidy from governments at all levels can defuse farmers' adverse selection under the current system of crop insurance. Risk regionalization, heterogeneous insurance contract and product innovation may decrease adverse selection to some extent.

相似文章

计量
文章访问数: 18
HTML全文浏览量: 0
PDF下载量: 0

所属期刊

推荐期刊