单 位：
中国人民大学农业与农村发展学院;清华大学公共管理学院
关键词：
农村金融政策;选择性制定;选择性执行;多元目标;多案例分析
摘 要：
为什么中央金融支农政策越来越多,农村金融供给却依然严重不足?已有解释常以制度外生制定为基本假定,认为抓准政策短板、做出努力就能实现金融支农目标。本文则进入政策制定和执行过程中,建立"三层分析"框架,以案例内的逐项复制和差别复制为多案例分析方法,实证研究金融支农政策的现实逻辑。研究发现,在"政治—行政"张力下,政策制定者会做出选择性制定;在"政治—经济"张力下,政策执行者会做出选择性执行。政策制定者和执行者落入了多元目标困境,倚重商业金融体系支农是一条难以走通的金融普惠道路,需要将多元目标分解到各司其职的多个机构,重新考虑政策性、商业性、合作性机构互相分工、互为补充的农村金融体系。
译 名：
Policies above and Countermeasures below: Selective Making and Selective Implementation of Rural Financial Policy
作 者：
DONG Xuan;ZHOU Li;LIU Jingyue;
摘 要：
As the number of rural financial policies increase year by year,the supply of rural finance are still unchangeably insufficient. Existing theory concentrated on what rural finance lack,assuming what is lacking would go into policy making and be implemented well. This study builds up a three-layer model of selective policymaking and selective implementation. Using comparative case study within one case method,we demonstrate the pattern of China's rural finance policy. Above all,with only business finance at hand,it will be impossible to create inclusive finance. Policy and co-operative finance are also needed to form a complementary financial system.
