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关于开展政策性森林保险的建议

作  者:
王珺;张蕾;冷慧卿
单  位:
中国人民保险集团公司;清华大学经济管理学院;国家林业局经济发展研究中心
关键词:
林权制度改革;政策性森林保险;建议
摘  要:
论述了森林保险作为重要的林业风险保障机制,在减少林业投融资风险,实现林业、银行业与保险业互惠共赢方面具有的重要意义。从林农与保险公司的不同角度,考查了当前我国森林保险开展情况及面临的两难境地,提出了开展政策性森林保险的建议。即将其纳入国家政策性保险保费补贴范围,建立风险补偿机制,实行税收优惠,确定承办的保险公司,因地制宜地确定承保责任范围和保险费率。
译  名:
On How to Promote Policy Forestry Insurance
作  者:
Wang Jun1 Zhang Lei2 Leng Huiqing1,3(1 School of Economics and Management of Tsinghua University,Beijing 100084;2 China National Forestry Economics and Development Research Center,Beijing 100714;3 The People's Insurance Company of China,Beijing 100084)
关键词:
forest tenure reform;policy forestry insurance;suggestions
摘  要:
This paper analyzes the important role of forestry insurance,as necessary risk management mechanism,of reducing the investment risk of forest industry and of realizing the win-win situation among the forest,banking and insurance industries.From the perspectives of forestry farmers and insurance companies,the paper investigates the current situation of forestry insurance in China and its dilemma.Consequently,propose five suggestions for carrying out policy forestry insurance,which are subsidizing it by policy insurance subsidies,establishing risk hedging mechanism,providing tax preference for it,designating responsible insurance companies,and set the insurance scale and rate according to specific local conditions.

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