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当前位置: 首页 > 文章 > 新时期我国农村金融改革效果评估:基于总体的视角 农业经济问题 2016 (01) 61-67+111
Position: Home > Articles > Evaluation of China's Rural Financial Reform in the New Period: Based on the Overall Point of View Issues in Agricultural Economy 2016 (01) 61-67+111

新时期我国农村金融改革效果评估:基于总体的视角

作  者：
曹雷
单  位：
中国工商银行海南省分行
关键词：
农村金融改革;效果评估;机构导向;功能导向;行政主导
摘  要：
本文从农村金融服务总量和涉农金融机构改革两个层面对2003年以来我国新时期的农村金融改革效果进行了评估,通过对重大改革进展的评述及农村金融服务统计数据的分析揭示农村金融改革取得的成绩和面临的问题,认为我国前期推动的机构导向、行政主导的农村金融改革忽略了农村的金融服务需求与市场化的关系,尚未从根本上解决我国农村金融问题,要推动农村金融改革深入,需要处理好市场经济条件下农村金融改革的五大关系,以适应新常态、市场化、互联网下的农业新特点。
译  名：
Evaluation of China's Rural Financial Reform in the New Period: Based on the Overall Point of View
作  者：
CAO Lei;
摘  要：
Beginning in 2003,a new round of rural financial reform in China,which was driven by administration,guided by agricultural financial institutions,to upgrade the level of rural financial service as the goal,has made positive progress. This article mainly discussed the effect of the rural finance reform in China since 2003 via the respects of financial aggregate and financial institutions,in order to explore the regularity and inspire more thoughts. From our point of view,the present rural financial reform,which is oriented by administration and institutions,cannot fundamentally solve the problems within China's rural financial reform. The suggested solutions are managing the five relations of the rural financial reform in the market economy,adapting the new conditions of the development of rural areas under the new normal,making use of the Internet to remarkably improve the inclusive finance system,but also developing new types of financial services in areas such as agricultural industrialization and new-type urbanization.

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